Quotes out in 2 minutes. Paid without the chasing.

No. Quotes and invoices are where most people start, because it takes about two minutes. Zuvo also shows clients how to pay, tracks part-payments and credit notes, reminds late payers if you switch that on, scans receipts and tracks expenses, gives you a VAT summary and an accountant export, and drafts client follow-ups and replies (email or WhatsApp). It also summarises long documents in plain English and runs a scored Growth Diagnostic of your business, which is included in your 14-day trial and on every paid plan.

No. Your customers pay you directly: by EFT to the banking details on your invoice, or through your own payment page (Yoco, PayFast, Paystack, SnapScan or similar) if you add the link. Zuvo never holds your money. Each invoice has a "How to pay" section and an "I have paid" button, so you get told when a client says they have paid, then check your bank and mark it paid.

Yes, on the 14-day trial and the Starter, Growth and Business plans, if you switch it on. On Free, Zuvo drafts the follow-up for you to send yourself. Zuvo sends polite reminder emails to your clients about unpaid invoices: gentle (on the due date, then 7 and 14 days overdue) or standard (3 days before, on the due date, then 7, 14 and 30 days overdue). They go out between 08:00 and 17:00 on weekdays, replies come to you, and they stop when the invoice is paid or the client says they have paid. You can pause them on any invoice.

It adds 15% VAT to your quotes and invoices when you are VAT-registered, keeps credit notes and part-payments right, and gives you a VAT summary for any period: the VAT you charged, the VAT on the expenses you recorded, and what is left to pay. It does not file your VAT201 with SARS, and it is not tax advice, so use it alongside your own records and your accountant.

Yes. Photograph a receipt and Zuvo reads the supplier, date, total and VAT for you to check before anything is saved. It can make mistakes, so you always confirm the figures. There is a monthly allowance of receipt scans on every plan, and you can type expenses in by hand. To claim VAT you still need a valid tax invoice from the supplier.

Yes. Import your clients and past invoices from a CSV file (Excel, Google Sheets and most accounting tools can export one). You preview and fix any problems before anything is saved. When it is time for your accountant, export your invoices, VAT report, expenses or clients as a CSV that opens in Excel on a South African computer.

Not a full one. Zuvo covers the part of your admin that earns money: quotes, invoices, getting paid, expenses and a VAT summary. It does not do bank feeds, payroll or inventory, and team members (up to 5 people) are only on Business. If you need a full ledger, keep your accountant's package and use Zuvo to quote, invoice and chase faster. Many small businesses find that is all they need day to day.

Zuvo is for South African small businesses that quote and invoice for their work: plumbers, electricians, builders, painters and roofers, and also freelancers, consultants, cleaners, landscapers and other service businesses. You review every quote and message before it goes out. If you need payroll, bank feeds, inventory or multi-user accounting, Zuvo is not that yet.

Zuvo drafts client emails and follow-ups, writes up quotes and proposals, tracks quotes and invoices as real records with PDF export and email sending, summarises long documents in plain English, and answers routine client questions — all in the tone you ask for, using the prices and details you give it.

Yes. Describe the job in plain English and Zuvo drafts the quote or invoice, lets you review and correct the line items, then generates a professional PDF you can download or send straight to the client by email from inside Zuvo — with everything tracked by month and year, and running totals for what's outstanding.

It's a scored assessment of five pillars of business health — client and customer response speed, admin and systems efficiency, marketing and visibility, growth readiness, and compliance and risk awareness — generated from a short questionnaire you answer yourself. You get an overall score, a plain-English summary, and three priority actions specific to your answers, in minutes.

No. You answer the questionnaire yourself and Claude generates the full scored report immediately from your answers — no call, no waiting on a consultant's calendar. You can run a new one once every 24 hours, and it's included in your 14-day trial and on every paid plan.

Any small South African business that spends real time on client correspondence, quotes, or admin — retail and e-commerce, trades and contracting, hospitality, health and wellness, creative and professional services, and more. It's set up around your own business, not a template built for one industry.

Yes — for most small businesses, the highest-value use of AI right now is exactly what eats the most unpaid time: drafting client correspondence, tracking quotes and invoices, summarising documents, and handling routine admin. Zuvo does specifically that, set up around your own business rather than a generic template, and billed in Rand.

It depends on the tool. General AI chat subscriptions like ChatGPT Plus or Claude Pro run about R380 a month, billed in US dollars with a forex fee on top. Zuvo starts at R149 a month, billed once in Rand with no forex fee, and includes a 14-day free trial with no credit card required.

There's no single best tool for every job. Call-answering and WhatsApp-automation tools handle phones and messaging; Zuvo is built for the layer behind that — drafting client correspondence, tracking quotes and invoices with PDF export, summarising documents, and running a scored Business Growth Diagnostic, all set up around your own business and billed in Rand rather than US dollars.

Yes — Zuvo is entirely cloud-based, so there's nothing on your side that needs power to keep running. As long as you have a phone or laptop with internet access, including mobile data, you can keep working with Zuvo through load shedding.

No. Zuvo only drafts and summarises correspondence and documents for you to review before sending — client emails, quotes, invoices, proposals, meeting notes. It never provides legal, financial, medical or other regulated professional advice, and you remain responsible for reviewing every output.

Most AI tools bill in US dollars, which means your Rand price moves with the exchange rate and your bank adds a forex fee on top. Zuvo bills once, in ZAR, wherever you are in the world — the price you see is the price you pay.

No. Zuvo is an independent product that uses Claude, Anthropic's AI model, through their official API. We are not affiliated with, endorsed by, or sponsored by Anthropic, OpenAI, or any other AI lab.

Documents and conversations are encrypted in transit and at rest, handled in line with POPIA principles, and are never used to train third-party AI models. Full details are in our Privacy Policy.

Yes — cancel from your dashboard in two clicks, no phone call and no retention queue. You'll keep access until the end of your current billing period.

Every new account starts with a 14-day free trial, no credit card required. After it you keep a free plan with lower limits. You'll only be asked for payment details if you choose to continue.